Comparta is a financial platform for sending, receiving, and managing money in USDC - a digital dollar. You get invoicing, payment links, payroll, multiple balances, and savings, all settling instantly, without needing any crypto experience.

No. You can send an invoice, share a payment link, or pay your team the same way you would with any banking app. USDC works quietly in the background - your clients can even pay you with a regular card or bank transfer.

USDC is a stablecoin - a digital dollar backed 1:1 by real US dollar reserves. It doesn't fluctuate like Bitcoin or other cryptocurrencies. We use it because it settles in seconds, moves internationally without banking delays, and holds its value.

Instantly. Once a payment is sent, it lands in seconds - not the 1-3 business days typical of bank transfers or the T+2 settlement common with cards.

Your funds are held through regulated custody infrastructure with bank-level security standards. Every transaction is recorded and reconcilable, and your balances are never commingled with other users' funds.

Yes. Clients can pay you from a wallet on nearly any major network, or with a card or bank transfer if they don't use crypto at all - it all lands as one unified USDC balance in your account, regardless of where it came from.

You can split your incoming revenue into separate buckets - Operating, Tax, Payroll, Savings, or custom ones you name yourself - without opening multiple accounts. Set rules to auto-allocate a percentage of every payment, or move funds between buckets manually.

Yes. Add your team as payees, set a pay schedule, and approve each run with one click. Every payment is tracked individually, so you always know who's been paid and when.

Idle cash in a savings bucket can automatically earn yield in the background, instead of sitting flat. You can redeem back to spendable USDC at any time.

Both. Freelancers and individuals can send, receive, and save. Registered businesses get additional tools like payroll, team permissions, and multi-user access after a quick verification step.

For individuals, it's a simple identity check. For businesses, we verify your registration details before enabling money-movement features - this typically takes a few business days and is a one-time step.

There's no cost to create an account, send invoices, or generate payment links. Fees apply only where value is created - for card/bank payment processing and select premium features - and are always shown upfront before you confirm.

Yes. You can move funds out to your bank account whenever you need to - USDC is always redeemable 1:1 for US dollars.

Every transfer requires you to confirm the recipient's name and address before sending, to prevent mistakes. If something does go wrong on our end, our support team can trace and resolve it - every transaction is fully logged and auditable.

Yes, Comparta is available on iOS and Android, with full feature parity to the web platform - you can send, invoice, and manage payroll from your phone.